不怕人窮隻怕志短 is a Chinese proverb that literally translates as: It is not poverty that is to be feared; It is low ambition.

Figuratively, this means: It is not poverty but a lack of lofty aspiration that is to be regretted.

In Chinese, Japanese Kanji, and old Korean Hanja, 克服 means “overcome” (as in overcoming hardships, etc.). It can also mean to conquer, to put up with, or to endure.
This can be a conquest over a problem, disease, handicap, poverty, or illness. Other definitions include overcoming, bringing under control, subjugation, or victory over something.

This can be used as an inspirational wall scroll to remind someone to try to overcome difficulties that may arise in life.

褐 is the most simple way to express brown in Chinese.

It also means brown in Japanese but this character is not often written alone in Japanese (they would tend to write 褐色 (brown color) to refer to brown or the color of tanned skin.

In some contexts, this can refer to gray or a dark color, or coarse hemp cloth.

In the Buddhist context, it can refer to a coarse serge (cheaply sewn clothing) hence poverty.

Note: In Taiwanese Mandarin, this is spoken with the 2nd or rising tone instead of the 4th or falling tone used in the mainland.

侘び寂び is Wabi-Sabi, the aesthetic sense in Japanese art emphasizing quiet simplicity and subdued refinement.

侘び represents the beauty to be found in poverty and simplicity, subdued taste, quiet refinement, and sober refinement.
寂び conveys solitude, tranquility, silence, quiet, calm, or stillness.

This is the full four-character version of Wabi-Sabi. There is also an abbreviated version, 侘寂, which you may see in logos or when a Kanji-only version of Wabi-Sabi is desired.

More about this subject at Wikipedia: Wabi Sabi

Note: Because this selection contains some special Japanese Hiragana characters, it should be written by a Japanese calligrapher.

福 is pronounced “fu” in Chinese.

The character “fu” is posted by virtually all Chinese people on the doors of their homes during the Spring Festival (closely associated with the Chinese New Year).

One tradition from the Zhou Dynasty (beginning in 256 B.C.) holds that putting a fu symbol on your front door will keep the goddess of poverty away.

福 literally means good fortune, prosperity, blessed, blessedness, happiness, and fulfillment.

You'll also see this character in Vietnam (where Chinese characters were the written form until a romanization reform) where it is pronounced Phúc - a word commonly used in Vietnamese names because of its good meaning.

See Also:  Lucky